CardSmith has announced the availability of its second-generation Cloud Terminal payments solution, CT2.0.

CT2.0 is a web-based application that effectively turns any PC, laptop or tablet into a full-featured payment terminal, enabling clients to process transactions anywhere with existing or bring-your-own-device hardware.

CardSmith’s second-generation offering incorporates additional cloud processing power and mobility and could be used for a number of application including student events, fundraisers and ticket sales. The CT2.0 solution could also cut lines at bookstores, dining halls and other high-traffic locations.

CT2.0 supports payments, balance inquiries, meal unit reloading, meal flex and discretionary declining of balance accounts. Additionally, it features a “Swipe and Go” mode for quicker processing at fixed-price dining locations.

The application launches quickly and is compatible with mag stripe, bar code, contactless or mobile phone credentials. When paired with CardSmith’s Pay-by-Phone feature, CT2.0 can deliver a flexible, easy to deploy payments solution that eliminates the need for cards and terminals alike.

CT2.0 is accessible by multiple simultaneous users, and administrators can switch between accepting location profiles in real time. CT2.0 supports promotion and department code tracking and reporting, while giving account holders the option to receive email transaction receipts. Deployment of the new system is quick as well, as CardSmith customers can have the application provisioned, live and processing within just a few hours of placing an order.