Understanding who pays, who gets paid, and how to make sure your cardholders win

ATMs are a convenient and quick source for cash. But they also can be expensive if you're using an ATM that is not owned by your bank. For a college student on a budget ATM fees, even at $1 or $2 a pop, can add up. Understanding the various types of ATM fees, including foreign fees and surcharges, can help campus administrators select the best bank partner to serve their students via the campus card program.