Campus Cards, College and University Identification and Security

Some have issues with combined student ID, banking card

Thursday, May 27, 2010

More and more colleges in Ohio are turning their student IDs into bank cards, which critics say is a red flag for young spenders, according to a local news report.

One college student says the new cards will result in students spending a lot of money, buying late night meals at local restaurants. Another student stated that she had enough trouble keeping up with her other cards, and would likely pass on using the campus card’s debit functionality.


School administrators note that with the cards students cannot accrue debt, because they can only spend what money is in the account. “It is strictly an ATM or debit cards,” said on university vice president.

Administrators also added that the debit-enabled campus cards are in fact safer than most debit cards because they also include a photo of the cardholder.

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The University of New Brunswick is adding a unique feature to its campus ID by harkening back the oldest payment method around, cash.

The new university identification cards double as cash cards that can be used at selected businesses on campus. The new IDs have seemingly been a big hit, as an estimated 1,100 students have already made the switch to the new credential.

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With the contemporary college student and their smart phone attached at the hip, the use of mobile apps to fulfill daily tasks like door access, laundry and vending has become the new trend.

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Social verification specialist Trulioo has teamed up with ID document verification startup IDChecker.com to develop a mobile technology that could replace the university student ID card.

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NACCU 2014 gave conference attendees the opportunity to learn more about the proposed Department of Education regulations for campus banking partnerships. Presenters highlighted the clauses that could most acutely affect campus card systems. More than 200 campuses took advantage of the opportunity to learn about the pending rule changes.

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Regulatory action is being proposed in the campus-banking sector, with the U.S. Department of Education releasing its first draft of regulations on campus debit cards that will effectively prohibit certain fees, constrain marketing practices and institute transparency regarding the college-card provider relationship.

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Student purchases made on the University of Wisconsin’s campus – with the university’s Wiscard – are set to be simplified as well as offer additional discounts on food.

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