Campus Cards, College and University Identification and Security

Some have issues with combined student ID, banking card

Thursday, May 27, 2010

More and more colleges in Ohio are turning their student IDs into bank cards, which critics say is a red flag for young spenders, according to a local news report.

One college student says the new cards will result in students spending a lot of money, buying late night meals at local restaurants. Another student stated that she had enough trouble keeping up with her other cards, and would likely pass on using the campus card’s debit functionality.


School administrators note that with the cards students cannot accrue debt, because they can only spend what money is in the account. “It is strictly an ATM or debit cards,” said on university vice president.

Administrators also added that the debit-enabled campus cards are in fact safer than most debit cards because they also include a photo of the cardholder.

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Lake Superior College (LSC) in Duluth, Minn. has launched a new official campus ID dubbed the LSCPlus Card, an all-in-one swipeable card for students.

The LSCPlus Card will work similar to a debit card, storing any remaining student loan balances and work study, student employment payments. The new cards will also be used for access to campus services and functions, granting students’ library privileges, and a free Duluth Transit Authority (DTA) bus pass.

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Using smart phones for online banking and shopping has been promoted as the next big thing, but adoption has been slow, partly due to the fact that smart phones have security issues. Scientific American reports that this might change with the development of quantum cryptography.

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Fox News Business has taken a look at university IDs that also double as prepaid cards. Fox dubs the prepaid aspect as “the latest twist on a long tradition of college campus ID cards serving a dual financial purpose.”

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StarChip and CEA-Leti have inked a partnership agreement to develop a contactless front end for smart card applications.

The partnership includes technology and know-how transfer to StarChip. With this combined experience in secure integrated circuit development and contactless technology, StarChip will roll out state-of-the-art smart card products to enable applications in transport, banking and identity.

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A new survey from Euro Kartensysteme shows that Germans are starting to embrace the idea of contactless and NFC payments.

Out of 1,040 Germans aged 18-59, 43% responded that they would like to make contactless payments if given the opportunity, of which 58% percent would make their payments with a debit card card, 41% with a credit card and 50% with an NFC phone.

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Credit Agricole, a retail banking group based in Paris, is teaming up with Gemalto to launch a large-scale deployment of contactless EMV banking cards in France.

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