Campus Cards, College and University Identification and Security

College students serve their ID up on a silver platter

Tuesday, February 23, 2010

College students are becoming an attractive target for identity thieves, reports The Review Online. The reasons being that the majority of enrolling college students are naive and feel they are at a low risk of being targeted and do not take the proper precautions in protecting their identity.

Right out of high school, students are barraged by crediting agencies, preying on their clean credit history and desperate need for financing. Unfortunately, a lot of college students simply toss these in the trash without a single worry.


In a study conducted for Chubb Group Insurance Companies, research found that 30% of college students who receive credit offers simply throw them in the trash, leaving them intact and readable, and vulnerable to identity thieves.

As society moves to a more digital age, the Internet becomes a digital playground for identity thieves. College students live on the Web, updating their social networking sites like Facebook, Twitter and MySpace. No matter what medium of communication, there is always a common tactic used by thieves.

The majority of the time, though, the identity thief will attempt to seem legitimate posing as a bank, asking to verify account information by sending them personal information such as a social security number or bank account number.

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Lake Superior College (LSC) in Duluth, Minn. has launched a new official campus ID dubbed the LSCPlus Card, an all-in-one swipeable card for students.

The LSCPlus Card will work similar to a debit card, storing any remaining student loan balances and work study, student employment payments. The new cards will also be used for access to campus services and functions, granting students’ library privileges, and a free Duluth Transit Authority (DTA) bus pass.

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Fox News Business has taken a look at university IDs that also double as prepaid cards. Fox dubs the prepaid aspect as “the latest twist on a long tradition of college campus ID cards serving a dual financial purpose.”

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Students at Park Hills, Mo.-based Mineral Area College will be receiving their financial aid refunds faster this year through a prepaid card issued by Central National Bank in Oklahoma.

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The OneCard from Bowdoin College in Brunswick, Maine, can now be used at three off-campus restaurants with more merchants set to join.

“It’s a project we’ve been working on for some time now and its finally coming to fruition,” said OneCard Coordinator Chris Bird.

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Heartland Payment Systems Campus Solutions division has recruited 12 higher education districts and campuses totaling 20 different colleges to manage the schools’ financial aid disbursement services utilizing Heartland’s Acceluraid electronic disbursement product.

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Cheshire Integrated Transport Services teamed up with Applied Card Technologies (ACT) and sQuid to expand a UK smart card offering to the West Cheshire College and Chester College campuses.

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