Higher One, which provides refund management services to higher education institutions, has won Innovator of the Year award from a New Haven, Conn. business journal. “So many times innovation is not so much about invention as it is about applying common sense to problem-solving,” Matthew Nemerson, president and CEO of the Connecticut Technology Council, says of Higher One. And, in Higher One’s case, innovation emerged from “some smart folks getting together and thinking about a market that needed to be served…” Read the complete story here.